一切赞颂，全归真主。
可以使用预付现金的维萨卡，因为在向银行借钱的其它卡中可能存在一些问题，如延迟交款的罚金和收取提款的比率等，敬请参阅（143719）号问题的回答；至于预付现金的信用卡，持卡人只是在提取自己的钱，没有向银行借款。
真主至知！

伊斯兰问答网站

国有商业银行预付现金的信用卡的教法律列

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