He puts a certain amount of money on his credit card and buys things with it through the Internet

Question: 126703

Is it permissible to buy things through the Internet, knowing that I have a credit card for paying through the Internet from one of the banks in Jordan. I put the money I want on the card, and the bank takes one dinar only each time I put money on the card, without any other payments.

Praise be to Allah, and peace and blessings be upon the Messenger of Allah and his family.

Firstly:

It is permissible to buy
things through the Internet, apart from things in which it is stipulated
that the transaction takes place hand to hand, such as gold and silver, in
which case if their reaching the buyer will be delayed, it is not
permissible to buy them through the Internet. The Islamic Fiqh Council has
issued a statement that it is not allowed to buy gold using credit cards
because the immediate hand to hand exchange does not take place in that
case. See question number
89787.

Secondly:

There is nothing wrong with
using a credit card on which the customer has put the money he wants, and
there is nothing wrong with the bank taking the fee mentioned in return for
offering this service.

And Allaah knows best.

Source:

Islam Q&A

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