Giving the living a share of the reward for charity

Question: 171013

I hope that you can advise me about this method that I follow every day and that I learned from one of my friends; it is a very easy way of giving charity every day.

What I do is put a box for money, and every day I put whatever I can in it, of any amount, even if usually it is very small, equivalent to one Saudi riyal (to explain to you how much it is). And I form the intention to give charity as well as reciting whatever I want of du‘aa’, and I do not forget to ask Allah to regard it as charity on my behalf and on behalf of all the Muslim men and women and believing men and women, both living and dead, in sha Allah.

Is this daily charity permissible and is it regarded as acceptable and a suitable amount?

Can I change it for bills or notes of an equivalent amount in order to have more room in the box and use these small amounts again?
Is it permissible to collect it and give it in charity to a needy person in one go?.

Praise be to Allah, and peace and blessings be upon the Messenger of Allah and his family.

Firstly:

It is mustahabb to give charity to one who is in need, even
if it is something small, because the Prophet (blessings and peace of Allah
be upon him) said: “Protect yourselves from the Fire even if it is with half
a date.”

Narrated by al-Bukhaari, 5564; Muslim, 1689

It was narrated that Abu Hurayrah (may Allah be pleased with
him) said: The Messenger of Allah (blessings and peace of Allah be upon him)
said: “Whoever gives charity the equivalent of a date that was acquired by
halaal means – for Allah does not accept anything but that which is good
(halaal)– Allah accepts it in His right hand, then He tends it for the one
who gave it, as one of you tends his foal, until it becomes like a
mountain.”

Narrated by al-Bukhaari, 1321

Secondly:

Reciting du‘aa’ before giving charity is something that is
subject to further discussion. This has been discussed previously in the
answer to question no. 98579.

Thirdly:

It is permissible for a person to give in charity on his own
behalf and to intend that others among those who have died have a share of
the reward of his charity. This has been discussed in the answer to question
no. 102322.

With regard to giving a share of the reward for the charity
to those who are still alive, this is not mentioned in the Sunnah so it is
better not to do it.

It says in Zaad al-Mustaqni‘: If a person does any act
of worship and dedicates its reward to a deceased Muslim, or one who is
still living, that will benefit him. End quote.

Shaykh Ibn ‘Uthaymeen (may Allah have mercy on him) said:

If a person has died, and one does an act of worship on his
behalf, that serves a purpose, because the deceased is in need (of hasanaat)
but cannot do any righteous deeds. But if he is alive and is able to do this
act, then in that case it depends, because it may lead to the living person
depending on this man who is doing an act of worship on his behalf. There is
no report that the Sahaabah (may Allah be pleased with them) or the
righteous early generations did such a thing; rather what they were
accustomed to do was to dedicate the reward for an act of worship to the
dead; in the case of those who were still alive, they did not do this,
except in the case of an obligation such as Hajj, because that was known
from the time of the Prophet (blessings and peace of Allah be upon him), but
that is subject to the condition that the person on whose behalf Hajj is
performed is incapable in such a way that there is no hope of recovery.

End quote from ash-Sharh al-Mumti‘, 5/371

Fourthly:

There is nothing wrong with exchanging pieces of metal for
others; rather it is permissible for you to change your mind about this
charity, because anything that is given as charity or a gift does not become
the property of the recipients unless they take possession of it. If it has
not been taken possession of, then the giver has the option to go ahead with
it or to change his mind concerning it. See the answer to question no.
146237

Fifthly:

The one who wants to give charity has a choice between giving
it to one poor person or more, as he sees fit. It is better to give it to
relatives if they are in need, because Allah says (interpretation of the
meaning): “To an orphan near of kin” [al-Balad 90:15].

And because the Prophet (blessings and peace of Allah be upon
him) said: “Charity given to the poor person is charity, but given to a
relative it is two things: charity and upholding ties of kinship.”

Narrated by at-Tirmidhi, 594; classed as saheeh by Shaykh
al-Albaani, may Allah have mercy on him.

And Allah knows best.

Source:

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