recently the Bank is asking for the house.
Because I had some arrears on payment long time ago, but I was trying to pay them back as much as I can from the rent.
Because I am not living in the house and moved to another country, it is easy for the bank to take the court order to take the hose and sell it unless I go and tell the court I like to keep it.
I went to the Ireland free Advice center who helps about people debts, their Solicitor advise me that if I do not like to keep the house then Just let the bank to take it, after the bank will sell the house and put the arrear and the short balance (the balance I bought the house 300,000 and now the hose is 200,000) 100,000 on my name.
Then I can go to the National debts help center and make an arrangement with them that I can pay them some amount of money every month( very small amount depend after all expenses). And I have to do this for five years and then after five years everything will be clear.
I have already paid the bank nearly 80,000 up to now. And I have told the bank to fix the amount and explained that I can't deal with interest, but they said they can't change their system.
Can I follow the Solicitors advice or shall I continue with the house.
