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Answers: 13Subcategories: 2Why Is Commercial Insurance Prohibited?
Commercial insurance is prohibited in Islam due to its involvement in ambiguity, gambling, and Riba, all of which are forbidden in the Quran and Sunnah. Moreover, it leads to the unlawful consumption of wealth, imposes non-Shar’i obligations, and can cause harm to individuals and society.46,861Ruling On Staffing Agency Business
1,721Is Health Insurance Prohibited in Islam?
Commercial insurance of all types is prohibited, whether it is life insurance, health insurance or insurance of one’s property. But it is permissible to deal with it when a person is forced to do so or when a person is compelled to take out health insurance.186,014Difference between Cooperative Insurance and Commercial Insurance
The most important difference between cooperative insurance and commercial insurance is that the money deducted for cooperative insurance is not owned by the committee that is administering the fund; rather it remains a donation that is to be spent on whoever meets the conditions. In contrast, the administrators of commercial health insurance funds have ownership of the subscriptions and deductibles paid by the subscribers, and that is included in their personal accounts, in return for the administration committee being committed to treat anyone who meets the conditions.40,752Ruling on title insurance to protect the buyer’s rights
1,616Can Muslims Benefit from Company-Provided Health or Life Insurance?
If the company provides its employees with health insurance, or the employees get health insurance for themselves in the case of need, it is permissible for them to benefit from that insurance. As for commercial life insurance, no one has the right to subscribe to it, and if the company provides them with life insurance, the employee must object to that and refuse it, and he should make sure that nothing is deducted from his salary for that insurance.16,384Ruling on working in medical coding to transfer patient information and treatment costs to insurance companies
7,289What is the ruling on changing one’s insurance company because it increased premiums after repairing the car?
3,752Ruling on a pharmacist giving medicine covered by medical insurance to a patient even though he thinks it most likely that it is more than he needs and that he is going to sell some of it
6,898Ruling on taking money from the state in the event of early retirement
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