Ruling on opening a savings account in Dar as-Safa’, Morocco, which belongs to a riba-based bank

Firstly: 

If Dar as-Safa’ adheres to the shar‘i regulations on
investing money and submits to trustworthy shar i supervision of its
actions, it is permissible to invest in it in what is called a savings
account and so on. 

For more information on the conditions of shar‘i investment
please see the answer to question no.
114537

With regard to the salary, it is permissible to invest it in
an Islamic bank or an institution that adheres to the shar‘i rulings, as
mentioned above. If there is no such bank and there is a need to receive
one’s salary or protect one’s money, it is permissible to put it in a
current account in a riba-based bank. 

Secondly: 

There is nothing wrong with using the credit or Visa card to
withdraw cash, if it is a “goodly loan (qard hasan)” in which no interest is
stipulated and there is no penalty for late payment, because those
conditions come under the heading of riba, which is haraam. Also included
under the heading of riba which is haraam is the kind of fee imposed by some
banks for issuing the card or withdrawing money that are higher than the
actual costs. 

See also the answer to question no.
128460 

And Allah knows best.